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Denise Smalls is President of Guided By You, which is a Financial and Employability company. Denise has a bachelor’s degree in Management Information Systems and an MBA with a concentration in Finance. She has also achieved several professional certifications, including Financial and Career Coaching, Credit Counseling, and is a certified Master Practitioner in Financial Capability. Denise has worked in the tax arena for more than ten years. Initially, Denise worked with a local tax service organization and then moved on to work with the IRS to create free tax services for the community. While Denise has extensive experience in program development, she also provides tax instruction, consults on methods to effectively operate a tax site, and helps others navigate the path to becoming a tax reviewer. Additionally, she places high importance on financial literacy and educates individuals about their tax documents and how they could save money in the future on their taxes. Denise created the award-winning Money $ense program for local nonprofit organizations. Numerous facilities through the Orlando Metroplex utilized the Money $ense program, including CareerSource, Salvation Army, Second Harvest Food Bank of Central Florida, and United Against Poverty. The program has assisted more than 1,000 Floridians to achieve their financial goals.
My journey started when I realized that I have always wanted to help others but did not know how or why. I grew up wanting to become a teacher. But why did I want to educate? I finally realized that I wanted to teach because I wanted to make a difference and help others pursue opportunities. Once I realized that I wanted to instruct I then had to figure out the what? I had to find what environment my passion was in and then how to help others in that area. I discovered that my passion was finance, and it was an area that is not taught well or at all in our society. Once I knew that I wanted to teach finance I had to think about how to make this dream a reality especially since I did not have a finance background. Therefore, I set upon a quest to obtain the necessary credentials I needed to achieve my goal. I have attained my academic goals to cultivate others in reaching financial independence, healing and knowledge which leads to strength and power over your wealth.
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